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HR Calcy is your one-stop shop for taking control of your well-being, finances, and career! Our user-friendly website offers a variety of free, powerful calculators designed to empower you with the information you need to make informed decisions.
Want to know your actual CTC? This guide helps you convert your monthly in-hand salary to full CTC with step-by-step methods, examples, expert tips, and a free calculator to decode your salary structure the smart way. In today’s fast-evolving job market, knowing your exact Cost to Company (CTC) is more than just a number—it’s your … Read more
Learn how TDS is deducted from your monthly salary under the new and old tax regimes for FY 2025–26. Real-life examples, downloadable tools, updated tax slabs, and a complete TDS calculator guide for salaried individuals in India. With the rollout of the FY 2025–26 income tax provisions, salaried employees in India are keen to understand … Read more
Want to know your EPS pension? Use our free EPF pension calculator for private employees to estimate monthly pension, check eligibility, and compare capped vs higher pension schemes. Simple steps, expert tips, and complete clarity in one guide. Planning your retirement isn’t just about saving—it’s about knowing how much you’ll receive when you finally decide … Read more
Wondering which is better for retirement — VPF, PPF, or NPS? This 2025 guide explains everything with real scenarios, tax benefits, a VPF calculator, and expert tips to help you choose wisely. Retirement planning isn’t just about saving money — it’s about making the right choices today that shape your financial freedom tomorrow. In India, … Read more
Use the smart 7CPC salary calculator to find your exact salary under the 7th Pay Commission. Get real-time DA, HRA, NPS, and tax breakdowns for 2025. Ideal for central govt employees, new recruits, and HR teams across India. Understanding how your salary is structured under the 7th Central Pay Commission (7CPC) is more than just … Read more
Use our free HRA Calculator to find your exact exemption for 2025. Understand the 3-condition rule, metro vs non-metro city logic, rent rules, and claim limits. Updated with examples, tax regime info, and ITR compliance guidance. If you’re a salaried employee in India living in rented accommodation, House Rent Allowance (HRA) can significantly reduce your … Read more
